Am I eligible to get early access to an R&D tax refund?
Does your business do R&D?
Does your company conduct R&D to improve existing products and services? Maybe you’re a start-up with a focus on innovation, or R&D is your core business?
Do you meet the government’s criteria?
You must be a company liable for Australian income tax, have a minimum annual R&D expenditure of $20,000 and conduct at least one activity under the government definition of R&D.
What is a Radium Advance?
Once you have spent money on R&D, you can advance up to 80% of your expected R&D tax refund with a Radium Advance. Simply put, it’s a loan that allows you to access your own money when and how often you want it.
– Funding that works for your business: You can use Radium Advances as a one-off cash injection, or strategically multiple times across the year. It’s your money, your choice.
– Focus on innovation, not cash flow: Start-up funding takes time and resources to secure. With Radium’s quick and easy process, you can keep your business moving forward.
– Keep control of your business: Radium Advances are non-dilutionary allowing you to keep hold of more of your business.
Calculate my R&D advanceWhat we offer
At Radium Capital, we don’t think like a bank so we can help you access and invest your R&D refunds sooner with a Radium Advance R&D loan. Radium Capital is your first choice for R&D funding in Australia.
Efficient review and approval process
One off or regular advances
No repayments until your loan matures
R&D advances secured against your ATO refund
Transparent, fixed price service

Who are are
Created by entrepreneurs for entrepreneurs, a small group of fintech entrepreneurs and investors created Radium Capital in 2017.
We believe businesses with research & development should have access to capital when they need it. So we created the Radium Advance to enable businesses to unlock their tax refunds sooner. With our fintech know-how, we developed a platform to give businesses quick, easy and early access to R&D refunds, saving time and costs.
Talk to our experts
R&D finance is all we do. Get in touch to discuss how you could use a Radium Advance to improve the capital or cash flow of your business and how to claim your R&D refund in advance.
Request a call back
Get early access to your R&D refund
Request a call back from our R&D financing experts to learn more about Radium Advances.