Why Choose Us?

triangle arrow

Cash advance every quarter (or whenever you need it).

lock icon

Security limited to your R&D Tax Refund.

clock icon

Fast approvals – Decision within 48 hours of application.

tick icon

Cash flow friendly – No repayments until your refund is received.

dollar icon

Market Leading Rates – $699 +GST establishment fee plus 15% p.a. interest on funds advanced.

hand shake icon

Certainty of funding – Loans funded within 48 hours of approval.

How much
could you receive
from Radium today?

This value is required
This value is required
Estimated refund * : $0
Maximum Loan Amount : $0
Expected Repayment Amount : $0
Total Fees and Charges : $0
Duration of loan : 0 Days
Calculated as 60 days after tax filing date

* To be verified by approved R&D tax consultant

R&D Tax incentives refund

Already Receiving the R&D Tax Incentive?

Unlock your R&D refund today.

Man working on Eligiblity for a Radium Advance

Unsure if You’re Eligible for a Radium Advance?

Contact us to find out if a Radium Advance is right for you.

A man in front of his laptop working on Tax return

Already Working with Radium?

Login here to access your account and manage your next advance.

  • “If we had waited for the rebate, we would have missed the window and had to cover six to nine months of overheads before we could deploy our field team. Working with Radium enabled us to get to work quickly, saved us significant costs and delivered real value for our shareholders.”

    Brett Boynton Managing Director of Tectonic Gold Plc, UK listed holding company of Signature Gold Ltd.
  • “The service is very important and essential for a company that’s in a continual R&D process. Especially for those smaller companies that need funding. A Radium Advance for us was a seamless process, with the huge advantage of the interest being paid at the end and not monthly.”

    Richard Webb, Algaetec
  • “We’re always looking for financing solutions to help cash flow and we read an article about radium and saw that what they offered fit our needs. the radium advance has provided us with cash flow at the time we needed it.”

    Robert Molkenthin, Chief Financial Officer, Sprintex


Our offering allows us to focus on the details that matter most to your business. Hear how a Radium advance has helped some of our valued clients.

sustainable Australian agriculture


Innovation is a key factor in the future of sustainable Australian agriculture.

Information Technology sector

Information Technology

Businesses succeed because they invest in technology to stay ahead of the competition.

Manufacturing sector


In an ever changing environment, adapting business process to meet growing needs is critical for a developing organisation.

get to know our

Product Features

More Info


Beating the S&P since 1995

Commisions & Fees
  • $7 stock trades
  • $10 options contracts
Service Features
  • Stock investing
  • Forex
  • Options
  • Government & Corporate Bonds
  • Mutual Funds
  • Free stock screening tool
More Info


See if you qualify in 24 hours

Mortgage Rates
  • 30 year fixed - 3.625%
  • 15 year fixed - 2.875%
Service Features
  • Competitive interest rates
  • Online accout management
  • Low down payment
  • Free phone payment
  • 24 hour approval
  • free credit checker tool
More Info
Credit Cards and Loans


Let us help you grow your business

Credit Card Rates
  • 13.25%-25% after 15 months
  • No Annual Fees
Service Features
  • No annual fees
  • 1% cash back on everything
  • No monthly minimums
  • Low Introductory APR
  • No overdraft fees
  • No balance transfer fees
  • This field is for validation purposes and should be left unchanged.