Why Choose Us?

Cash advance every quarter (or whenever you need it).

Security limited to your R&D Tax Refund.

Fast approvals – Decision within 48 hours of application.

Cash flow friendly – No repayments until your refund is received.

Market Leading Rates – $699 +GST establishment fee plus 15% p.a. interest on funds advanced.

Certainty of funding – Loans funded within 48 hours of approval.

How much
could you receive
from Radium today?

This value is required
This value is required
Estimated refund * : $0
Maximum Loan Amount : $0
Expected Repayment Amount : $0
Total Fees and Charges : $0
Duration of loan : 0 Days
Calculated as 60 days after tax filling date

* To be verified by approved R&D tax consultant

R&D Tax incentives refund

Already Receiving the R&D Tax Incentive?

Unlock your R&D refund today.

Man working on Eligiblity for a Radium Advance

Unsure if You’re Eligible for a Radium Advance?

Contact us to find out if a Radium Advance is right for you.

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  • "A Radium Advance was such a good solution, helping us avoid the need to raise too much capital. This ensured we did not give away value earlier than we wanted to. While there is obviously a cost for a Radium Advance, it worked out to be a considerably cheaper form of funding compared to an equity raise."

    Dr Sue Bahn, Tap Into Safety, CEO
  • “The service is very important and essential for a company that’s in a continual R&D process. Especially for those smaller companies that need funding. A Radium Advance for us was a seamless process, with the huge advantage of the interest being paid at the end and not monthly.”

    Richard Webb, Algaetec


Our offering allows us to focus on the details that matter most to your business. Hear how a Radium advance has helped some of our valued clients.

sustainable Australian agriculture


Innovation is a key factor in the future of sustainable Australian agriculture.

Information Technology sector

Information Technology

Businesses succeed because they invest in technology to stay ahead of the competition.

Manufacturing sector


In an ever changing environment, adapting business process to meet growing needs is critical for a developing organisation.

sustainable Australian agriculture


Innovation is a key factor in the future of Australian Agriculture, from tackling the challenges the industry is currently facing to unearthing growth opportunities.

2 researchers working on Bio-technology


Biotechnology companies are traditionally reliant on investors, with the industry being highly competitive and one in which Australia competes with the rest of the world.

Lady engineer working on wind turbine

Built Environment

The design and development of built environment components play a key role in supporting our health and easing climate change, as they are closely linked.

Information Technology sector

Information Technology

Businesses succeed because they stay ahead of the competition and R&D supports information technology development.

Manufacturing sector


To create a great product you need innovation and the road to that, starts with R&D.

Solar Energy with installed solar panels


Investments in the energy sector through the R&D Tax Incentive drives innovators in this space.

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Product Features

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Beating the S&P since 1995

Commisions & Fees
  • $7 stock trades
  • $10 options contracts
Service Features
  • Stock investing
  • Forex
  • Options
  • Government & Corporate Bonds
  • Mutual Funds
  • Free stock screening tool
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See if you qualify in 24 hours

Mortgage Rates
  • 30 year fixed - 3.625%
  • 15 year fixed - 2.875%
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  • Competitive interest rates
  • Online accout management
  • Low down payment
  • Free phone payment
  • 24 hour approval
  • free credit checker tool
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Credit Card Rates
  • 13.25%-25% after 15 months
  • No Annual Fees
Service Features
  • No annual fees
  • 1% cash back on everything
  • No monthly minimums
  • Low Introductory APR
  • No overdraft fees
  • No balance transfer fees