Radium Capital

What is a Radium Advance?

A Radium Advance is a one-off burst of capital when your business needs it most. Don’t wait up to 18 months for your tax refund. A Radium Advance is a cash flow friendly and cost effective way to finance your R&D now.

  • approval decisions in two business days
  • get funds three business days after you sign up
  • no upfront fees and nothing to pay until your refund arrives
  • secured against your tax refund—avoids dilutionary equity
  • check out the benefits of a Radium Quarterly Advance
Calculate my R&D advance

Radium Quarterly Advances let you access your R&D refund up to four times a year, giving you consistent capital and cash flow. The more you use Radium Advances, the more your R&D benefits. Advance your tax refund every quarter and reinvest in R&D to trigger extra refunds.

  • boost your R&D spend by 50% or reduce your outlay by 33%
  • increase your R&D refund
  • reinvest up to 150% of R&D expenditure back into R&D
  • approval decisions in two business days
  • get funds three business days after you sign up
Calculate my R&D advance

Am I eligible to get early access to an R&D tax refund?

Does your business do R&D?

Does your company conduct R&D to improve existing products and services? Maybe you’re a start-up with a focus on innovation, or R&D is your core business?

Do you meet the government’s criteria?

You must be a company liable for Australian income tax, have a minimum annual R&D expenditure of $20,000 and conduct at least one activity under the government definition of R&D.

Great, you can apply!

Request a call back

You’re not eligible right now, but we may be able to help.

Request a call back

What we offer

At Radium Capital, we don’t think like a bank so we can help you access and invest your R&D refunds sooner with a Radium Advance R&D loan. Radium Capital is your first choice for R&D funding in Australia.

Efficient review and approval process

One off or regular advances

No repayments until your loan matures

R&D advances secured against your ATO refund

Transparent, fixed price service

Who are are

Created by entrepreneurs for entrepreneurs, a small group of fintech entrepreneurs and investors created Radium Capital in 2017.

We believe businesses with research & development should have access to capital when they need it. So we created the Radium Advance to enable businesses to unlock their tax refunds sooner. With our fintech know-how, we developed a platform to give businesses quick, easy and early access to R&D refunds, saving time and costs.

Talk to our experts

R&D finance is all we do. Get in touch to discuss how you could use a Radium Advance to improve the capital or cash flow of your business and how to claim your R&D refund in advance.
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