Radium Capital

Finance Your Innovation with Radium Advances

R&D financing is a loan that gives businesses claiming the Research & Development Tax Incentive (R&DTI) refund early access to their money.

In general, it might take up to 18 months to receive the R&D refund. With Radium Advances, you can access your company’s R&DTI refund in just a few days, re-invest back to R&D sooner, create a stable cash flow and accelerate your growth.

It’s a great funding solution for innovative start-ups and businesses seeking less dilution and more control. 

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Royce Crown

Monarc Global CEO

"Radium's non-dilutionary capital was a game-changer. Start-ups like us can use Radium Advances to hold onto their valuable equity throughout the start-up and scale-up process"

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Dennis Savic

Savic Motorcycles Founder and Chief Executive Officer

"Knowing with certainty that we could get Radium Advances made all the difference to our business and our R&D. The flexibility of the loan terms, including the repayment period, are second to none.”

Savic Motorcycles Story Calculator
Lauren Barber

NeedleCalm Founder and Managing Director

"Radium Advances not only give you capital, they also buy you time to get into the market.”

NeedleCalm Story Calculator
Artur Daylidonis

ApyApp Co-founder

“Radium Advances almost doubled our cash flow and enabled us to keep investing in R&D when capital raising and bank loans were not an option.”

ApyApp Story Calculator

Benefits of Radium Advances

Funding that works with your business: You can use Radium Advances as a one-off cash injection, or strategically multiple times across the year. It’s your money, your choice.

Supports R&D and business growth: With reliable, affordable Radium Advances boosting your innovation budget and extending your runway quickly, you can focus on your R&D and your business.

Increases business control and stability: Radium Advances are non-dilutionary and non-exclusive. They complement your existing and future equity. And they help you keep hold of more of your business.

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Am I eligible to get early access to an R&D tax refund?

Does your business do R&D?

Does your company conduct R&D to improve existing products and services? Maybe you’re a start-up with a focus on innovation, or R&D is your core business?

Do you meet the government’s criteria?

You must be a company liable for Australian income tax, have a minimum annual R&D expenditure of $20,000 and conduct at least one activity under the government definition of R&D.

Great, you can apply!

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You’re not eligible right now, but we may be able to help.

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Who we are

Created by entrepreneurs for entrepreneurs, a small group of fintech entrepreneurs and investors created Radium Capital in 2017. We quickly became Australia’s number one provider of R&D finance and have been the market leader ever since.

You see things differently. And so do we. With our fintech know-how, we developed a platform to give businesses quick, easy, and early access to R&D refunds, saving time and costs and helping you and your innovation grow and thrive.

Talk to our experts

R&D finance is all we do. Get in touch to discuss how Radium Advances can improve the capital or cash flow your buisness and how to access your R&D refund in advance.
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