Radium Capital

What is a Radium Advance?

A Radium Advance is a one-off burst of capital when your business needs it most. Don’t wait up to 18 months for your tax refund. A Radium Advance is a cash flow friendly and cost effective way to finance your R&D now.

Calculate my advance

With Radium Advances you can access your R&D refund when and how often you want to, giving you consistent capital and cash flow throughout the year. The more you use Radium Advances, the more your R&D benefits. Find out how a quarterly advance model could benefit your business:

  • boost your R&D spend by 50% or reduce your outlay by 33%
  • increase your R&D refund
  • reinvest up to 150% of R&D expenditure back into R&D
  • quick and easy approval process
  • get funds three business days after you sign up
Calculate my advance

About Radium Capital

Created for innovators by innovators, at Radium Capital we believe businesses with research & development should have access to capital when they need it. So we created the Radium Advance to enable businesses to unlock their tax refunds sooner.

We are Australia’s leading R&D specialist and have deployed over $600m of funding to innovation businesses.

“Radium Capital is a natural partner for Cicada and our community. Their services, expertise, and team will enable our community of innovators to unlock new opportunities and grow faster.”
Cicada Innovations CEO Sally-Ann Williams

 

 

Royce Crown

Monarc Global CEO

"Radium's non-dilutionary capital was a game-changer. Start-ups like us can use Radium Advances to hold onto their valuable equity throughout the start-up and scale-up process"

Monarc Global Story Calculator
Dennis Savic

Savic Motorcycles Founder and Chief Executive Officer

"Knowing with certainty that we could get Radium Advances made all the difference to our business and our R&D. The flexibility of the loan terms, including the repayment period, are second to none.”

Savic Motorcycles Story Calculator
Lauren Barber

NeedleCalm Founder and Managing Director

"Radium Advances not only give you capital, they also buy you time to get into the market.”

NeedleCalm Story Calculator
Artur Daylidonis

ApyApp Co-founder

“Radium Advances almost doubled our cash flow and enabled us to keep investing in R&D when capital raising and bank loans were not an option.”

ApyApp Story Calculator
Dan Joveski

WeMoney Founder & CEO

“Radium Advances are fantastic; I can’t say enough good things about the exceptional platform technology, financing and all-round service of the Radium Capital team.”

WeMoney Story Calculator
Damian Shrubsole

Company Secretary and Head of Investor Relations

“Accessing multiple Radium Advances strategically and reinvesting them in R&D was a game changer that continues to help us commercialise our innovation and grow.”

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Am I eligible to get early access to an R&D tax refund?

Does your business do R&D?

Does your company conduct R&D to improve existing products and services? Maybe you’re a start-up with a focus on innovation, or R&D is your core business?

Do you meet the government’s criteria?

You must be a company liable for Australian income tax, have a minimum annual R&D expenditure of $20,000 and conduct at least one activity under the government definition of R&D.

Great, you can apply!

Request a call back

You’re not eligible right now, but we may be able to help.

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How much money
could you access?

Calculate my advance

What we offer

At Radium Capital, we don’t think like a bank so we can help you access and invest your R&D refunds sooner with a Radium Advance.

Efficient review and approval process

One off or regular advances

No repayments until your loan matures

R&D advances secured against your ATO refund

Transparent, fixed price service

Talk to our experts

R&D finance is all we do. Get in touch to discuss how you could use a Radium Advance to improve the capital or cash flow of your business and how to claim your R&D refund in advance.
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