Keep more of the business you've worked so hard to build
Your Radium Advance is secured against your R&D tax refund. It's the smart, strategic way to access capital throughout the year, and reduces your need for dilutionary equity.
Get early access to your R&D refund
Request a call back from our R&D financing experts to learn more about Radium Advances.
Royce Crown
Monarc Global CEO
"Radium's non-dilutionary capital was a game-changer. Start-ups like us can use Radium Advances to hold onto their valuable equity throughout the start-up and scale-up process"
Dennis Savic
Savic Motorcycles Founder and Chief Executive Officer
"Knowing with certainty that we could get Radium Advances made all the difference to our business and our R&D. The flexibility of the loan terms, including the repayment period, are second to none.”
Lauren Barber
NeedleCalm Founder and Managing Director
"Radium Advances not only give you capital, they also buy you time to get into the market.”
Artur Daylidonis
ApyApp Co-founder
“Radium Advances almost doubled our cash flow and enabled us to keep investing in R&D when capital raising and bank loans were not an option.”
Dan Joveski
WeMoney Founder & CEO
“Radium Advances are fantastic; I can’t say enough good things about the exceptional platform technology, financing and all-round service of the Radium Capital team.”
Damian Shrubsole
Company Secretary and Head of Investor Relations
“Accessing multiple Radium Advances strategically and reinvesting them in R&D was a game changer that continues to help us commercialise our innovation and grow.”
What we offer
At Radium Capital, we don’t think like a bank so we can help you access and invest your R&D refunds sooner with a Radium Advance.
Approval decisions in two business days
One off or regular advances
No upfront charges
R&D advances secured against your ATO refund
Confident, fixed price service
Ready to apply?
You can start an R&D financing application here and one
of our R&D experts will be in touch right away.
Apply Now
We just need a few basic details and we’ll be in touch to complete your application.

Who we are
Created by entrepreneurs for entrepreneurs, a small group of fintech entrepreneurs and investors created Radium Capital in 2017.
We believe businesses with research & development should have access to capital when they need it. So we created the Radium Advance to enable businesses to unlock their tax refunds sooner. With our fintech know-how, we developed a platform to give businesses quick, easy and early access to R&D refunds, saving time and costs.
Talk to our experts
R&D finance is all we do. Get in touch to discuss how you could use a Radium Advance to improve the capital or cash flow of your business and how to claim your R&D refund in advance.
Request a call back