Radium Capital

Why do you need R&D Financing?

R&D financing is a great solution for start-ups and scale-ups who are looking for a quick, easy and non-dilutionary funding source.

Once you have spent money on eligible R&D, you can advance up to 80% of your expected R&D tax refund with a Radium Advance – in just a few business days. Simply put, it’s a loan that provides you access to your own money when and how often you want it.

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Charlie McGill

Chief Executive Officer, ElectraLith

“A long-established and trusted R&D lender, Radium Capital had the perfect bridge capital for our business.”

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Tim Bennett

Founder & Director, LOVE TO Growth Group

“Radium Capital enhances the R&D tax refund and has made Australia world-class in R&D funding by improving access to the incentive and increasing cash flow for start-ups and scale-ups.”

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Martyn Weir

Managing Director and CEO, Oqea

“Radium Capital’s non-dilutive R&D advances have enabled us to accelerate our R&D and choose when we raise capital from investors.”

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Natasha Di Ciano

Chairman and Managing Director, NXT TEC.

“Radium’s not only going to be able to provide the funding to advance your ideas and vision and your technology, but they’re also going be a part of that journey with you.”

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Chris Peck

Managing Director and co-founder, Southern RNA

"Radium Advances allow us to keep moving without having to put the business at risk or stop innovating. They give us breathing room."

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Who we are

Created by entrepreneurs for entrepreneurs, Radium Capital is Australia’s leading R&D finance provider.

Since 2017, we’ve advanced more than $1.1 billion of funding to help more than 1,000 businesses fuel growth, bring products to life, and plan strategically for scale.

With offices nationwide, Radium partners with ambitious teams to turn powerful ideas into impactful outcomes. We back Australian innovators to go further, faster.

Am I eligible to get early access to an R&D tax refund?

Does your business do R&D?

Does your company conduct R&D to improve existing products and services? Maybe you’re a start-up with a focus on innovation, or R&D is your core business?

Do you meet the government’s criteria?

You must be a company liable for Australian income tax, have a minimum annual R&D expenditure of $20,000 and conduct at least one activity under the government definition of R&D.

Great, you can apply!

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You’re not eligible right now, but we may be able to help.

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Talk to our experts

R&D finance is all we do. Get in touch to discuss how you could use a Radium Advance to improve the capital or cash flow of your business and how to claim your R&D refund in advance.
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