Why do you need R&D Financing?
R&D financing is a great solution for start-ups and scale-ups who are looking for a quick, easy and non-dilutionary funding source.
Once you have spent money on eligible R&D, you can advance up to 80% of your expected R&D tax refund with a Radium Advance – in just a few business days. Simply put, it’s a loan that provides you access to your own money when and how often you want it.
Download the fact sheetRoyce Crown
Monarc Global CEO
"Radium's non-dilutionary capital was a game-changer. Start-ups like us can use Radium Advances to hold onto their valuable equity throughout the start-up and scale-up process"
Dennis Savic
Savic Motorcycles Founder and Chief Executive Officer
"Knowing with certainty that we could get Radium Advances made all the difference to our business and our R&D. The flexibility of the loan terms, including the repayment period, are second to none.”
Lauren Barber
NeedleCalm Founder and Managing Director
"Radium Advances not only give you capital, they also buy you time to get into the market.”
Artur Daylidonis
ApyApp Co-founder
“Radium Advances almost doubled our cash flow and enabled us to keep investing in R&D when capital raising and bank loans were not an option.”
Am I eligible to get early access to an R&D tax refund?
Does your business do R&D?
Does your company conduct R&D to improve existing products and services? Maybe you’re a start-up with a focus on innovation, or R&D is your core business?
Do you meet the government’s criteria?
You must be a company liable for Australian income tax, have a minimum annual R&D expenditure of $20,000 and conduct at least one activity under the government definition of R&D.

Who we are
Created by entrepreneurs for entrepreneurs, a small group of fintech entrepreneurs and investors created Radium Capital in 2017.
We believe businesses with research & development should have access to capital when they need it. So we created the Radium Advance to enable businesses to unlock their tax refunds sooner. With our fintech know-how, we developed a platform to give businesses quick, easy and early access to R&D refunds, saving time and costs.
Talk to our experts
R&D finance is all we do. Get in touch to discuss how you could use a Radium Advance to improve the capital or cash flow of your business and how to claim your R&D refund in advance.
Request a call back
Get early access to your R&D refund
Request a call back from our R&D financing experts to learn more about Radium Advances.