What is R&D Financing?
R&D financing is a loan that gives businesses claiming the R&DTI refund early access to their money.
In general, it might take up to 18 months to receive the R&D refund. With Radium Advances, you can access your company’s R&DTI refund in just a few days, re-invest back to R&D sooner, create a stable cash flow and accelerate your growth.
It’s a great funding solution for start-ups and for businesses seeking less dilution and more control. It can also make your start-up more appealing to business angels and venture capitalists.
Download the GuideRoyce Crown
Monarc Global CEO
"Radium's non-dilutionary capital was a game-changer. Start-ups like us can use Radium Advances to hold onto their valuable equity throughout the start-up and scale-up process"
Dennis Savic
Savic Motorcycles Founder and Chief Executive Officer
"Knowing with certainty that we could get Radium Advances made all the difference to our business and our R&D. The flexibility of the loan terms, including the repayment period, are second to none.”
Lauren Barber
NeedleCalm Founder and Managing Director
"Radium Advances not only give you capital, they also buy you time to get into the market.”
Artur Daylidonis
ApyApp Co-founder
“Radium Advances almost doubled our cash flow and enabled us to keep investing in R&D when capital raising and bank loans were not an option.”
Dan Joveski
WeMoney Founder & CEO
“Radium Advances are fantastic; I can’t say enough good things about the exceptional platform technology, financing and all-round service of the Radium Capital team.”
Damian Shrubsole
Company Secretary and Head of Investor Relations
“Accessing multiple Radium Advances strategically and reinvesting them in R&D was a game changer that continues to help us commercialise our innovation and grow.”
Benefits of Radium Advances
Offers fast and easy funding: We only need a few documents to approve your loan. And the whole process, from applying to receiving your Radium Advance is quick and easy.
Supports R&D and business growth: With reliable, affordable Radium Advances extending your runway quickly, you can focus on your R&D and your business.
Attract investors: Angel Investors and Venture Capitalists look for businesses with a solid financial strategy, stable cash flow, and a diverse capital stack.
Increases business control and stability: Radium Advances are non-dilutionary and non-exclusive. They complement your existing and future equity. And they help you keep hold of more of your business, giving you time to find the right investor.
Am I eligible to get early access to an R&D tax refund?
Does your business do R&D?
Does your company conduct R&D to improve existing products and services? Maybe you’re a start-up with a focus on innovation, or R&D is your core business?
Do you meet the government’s criteria?
You must be a company liable for Australian income tax, have a minimum annual R&D expenditure of $20,000 and conduct at least one activity under the government definition of R&D.
Who we are
Created by entrepreneurs for entrepreneurs, a small group of fintech entrepreneurs and investors created Radium Capital in 2017. We quickly became Australia’s number one provider of R&D finance and have been the market leader ever since.
You see things differently. And so do we. With our fintech know-how, we developed a platform to give businesses quick, easy, and early access to R&D refunds, saving time and costs and helping you grow and thrive.
Talk to our experts
R&D finance is all we do. Get in touch to discuss how Radium Advances can smooth cash flow, accelerate commercialisation and attract funding from investors.
Request a call back
Get early access to your R&D refund
Request a call back from our R&D financing experts to learn more about Radium Advances.